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VOL. 8, ISSUE 1 (2026)
An analysis of issues and challenges affecting the performance of female micro-entrepreneurs in Adamawa state, Nigeria
Authors
Dr. Julius Tumba Ndaghu, Ibrahim Murtala, Dr. Joy Altasom Gwems, Dr. Gbenga Festus Babarinde
Abstract
Female microentrepreneurs are key to supporting, growing and developing the economies of many developing countries in Africa. However, the socio-economic contributions of these entrepreneurs have not been adequately captured, especially in Nigeria. Hence, female micro-entrepreneurs have not been fully utilised in terms of their economic potential. This study highlights the key issues and challenges that are restraining the performance of female micro-entrepreneurs in Adamawa State. Their demographic statistics were obtained from a purposive sample of 100 female micro-entrepreneurs from the three senatorial districts of Adamawa State using a structured questionnaire. Relevant extant literature was also used to complement the data acquired. The survey data were analysed using simple descriptive statistics in the Statistical Package for the Social Sciences (SPSS). The hypothesis was evaluated using ANOVA, yielding an F-statistic at the 0.05 level of significance. The computation for the hypothesis reveals that the F-Cal. (2.97) is less than the F-Tab. (3.8) at the 0.05 level of significance, with degrees of freedom k-1 = 2-1 = 1 and n-k = 200-2 = 198. Therefore, the computed value is less than the tabulated value; the null hypothesis was rejected and the alternate hypothesis accepted, showing that female micro-entrepreneurs in Adamawa State face some difficulties. We therefore recommend that the government at all the three tiers, should encourage female micro-entrepreneurs through gender-specific and women-friendly support to make their contributions more substantive.
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Pages:210-215
How to cite this article:
Dr. Julius Tumba Ndaghu, Ibrahim Murtala, Dr. Joy Altasom Gwems, Dr. Gbenga Festus Babarinde "An analysis of issues and challenges affecting the performance of female micro-entrepreneurs in Adamawa state, Nigeria". International Journal of Social Science and Humanities, Vol 8, Issue 1, 2026, Pages 210-215
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